Credit Monitoring

You’ve Got the Power to Reduce the Impact of Fraud

You may not realize it, but your credit report ratings can change virtually overnight, making it difficult for you to obtain additional credit, or qualify for the best credit terms. That can make any major purchases — such as a new home or car — cost you far more than they should. But with IDENTITY GUARD® monitoring your credit, you’ll have continual insight into what information is in your credit reports.

What Damages Your Credit?

 

It’s not always fraud that negatively affects your credit rating. Your score may falter if you simply miss a bill payment and don’t notice it until you’re 30 days past-due. It’s also possible that a payment you made wasn’t logged properly — and you suddenly find yourself incorrectly designated as “delinquent.” But the worst damage to your credit happens when you become a victim of identity theft — and it can take years to remove it from your credit record.

Stay Aware and In Charge of Your Credit Rating

Using IDENTITY GUARD® to monitor your credit can be your best defense against identity theft and fraud. Our comprehensive services alert you to changes in your report that could negatively affect you, acting like a watchdog looking out for your good name. If something suspicious appears in your report, you’ll be alerted to it before it ruins your credit. We’ve always got your back.