Credit Monitoring: Because Knowledge Is Power

Protect your credit – and save money – by staying apprised of changes to your credit report 

Your credit report ratings can change virtually overnight, making it harder – and more expensive – for you to obtain credit. If you don't qualify for favorable credit terms, a major purchase, such as a home, can end up costing you far more; and inaccuracies can remain on your credit report for years, potentially creating a negative and long-term detrimental effect.

That's why millions of consumers have turned to services such as IDENTITY GUARD®, a pioneer in credit monitoring for consumers. Credit monitoring provides continual insight into what information is contained in their credit reports. So if there's a change in a consumer's credit status – and particularly if it appears to be the result of malicious intent – the consumer has a chance to react early, before real damage is done.

Now you know how critical it is to be on top of changes to your credit report. But what's the best way to stay apprised?

IDENTITY GUARD^® - the leader in credit management services - is committed to helping consumers understand and protect their credit ratings. Our EXTRA CAUTION^SM service monitors all three major credit reporting agencies - Equifax^®, Experian^®and TransUnion^SM - to keep you apprised of your credit score and alert you promptly to potentially suspicious changes to your credit file - minimizing the risk of real damages occuring. It's a 3-3-3 credit profile - 3 credit reports, 3 credit scores, 3-bureau monitoring.

Plus, with EXTRA CAUTION^SM, you get daily surveillance of the Internet's "financial black markets", "back alley" chat rooms and news groups. Patented scanning technology helps ensure that your important financial information is not being compromised or "swapped" in sites frequented by identity thieves.

IDENTITY GUARD® also offers Credit Analyzer, an interactive, online tool that helps predict how certain actions - for example, applying for a mortgage - might affect your score.

Want even more help? IDENTITY GUARD® also has Credit Education Specialists to answer questions regarding your credit report and credit score.