How to Monitor Your Credit Report

Use a credit monitoring service that monitors for changes every business day

You're entitled to three free credit reports per year, one from each of the major credit reporting agencies. And you could monitor your own credit by ordering a paid credit report – including a credit score – as often as you like

But wouldn't it make more sense to have this service provided automatically?

Yes, it would. And it does. And that's why millions of people have subscribed to daily credit monitoring. There's simply too much riding on your credit report to risk not knowing if there's a change in your credit status.

A credit monitoring service is like having a watchdog keeping tabs on your credit report. If something happens, you get alerted before it ruins your credit. And the faster you address the issue, the sooner your credit report gets straightened out – before long-lasting damage is done.

Now you've seen the importance of engaging a credit monitoring service. How do you decide which one?

IDENTITY GUARD^® - the leader in credit management services - is committed to helping consumers understand and protect their credit ratings. Our EXTRA CAUTION^SM service monitors all three major credit reporting agencies - Equifax^®, Experian^®and TransUnion^SM - to keep you apprised of your credit score and alert you promptly to potentially suspicious changes to your credit file - minimizing the risk of real damages occuring. It's a 3-3-3 credit profile - 3 credit reports, 3 credit scores, 3-bureau monitoring.

Plus, with EXTRA CAUTION^SM, you get daily surveillance of the Internet's "financial black markets", "back alley" chat rooms and news groups. Patented scanning technology helps ensure that your important financial information is not being compromised or "swapped" in sites frequented by identity thieves.

IDENTITY GUARD® also offers Credit Analyzer, an interactive, online tool that helps predict how certain actions - for example, applying for a mortgage - might affect your score.

Want even more help? IDENTITY GUARD® also has Credit Education Specialists to answer questions regarding your credit report and credit score.