Find out how your credit file and history looks to the world
Your credit report is something you absolutely need to check – discrepancies in your credit file can affect everything from your ability to buy a home to your potential to receive job offers.
In the United States, the Fair Credit Reporting Act entitles every taxpayer to one free personal credit report every 12 months from each of the three credit reporting agencies – Equifax®, Experian®and TransUnionSM. However, simply requesting your free report is not enough; we recommend active credit monitoring and provide a comprehensive credit management solution.
Knowing your credit rating is extremely important. But your credit report can change in an instant. For many people, the limited number of free credit reports to which you're entitled is just not enough.
IDENTITY GUARD® – the leader in credit management services – is committed to helping consumers understand and protect their credit ratings. Our EXTRA CAUTIONSM service monitors all three major credit reporting agencies – Equifax, Experian and TransUnion – to keep you apprised of your credit score and alert you promptly to potentially suspicious changes to your credit files – minimizing the risk of real damages occuring. It's a 3-3-3 credit profile – 3 credit reports, 3 credit scores, 3-bureau monitoring.
Plus, with EXTRA CAUTIONSM, you get daily surveillance of the Internet's "financial black markets", "back alley" chat rooms and news groups. Patented scanning technology helps ensure that your important financial information is not being compromised or "swapped" in sites frequented by identity thieves.
3-in-1 Credit Report
With our
3-in-1 Credit Report you get unlimited online access to a consolidated report of your credit history with side-by-side data compiled from the top 3 credit reporting agencies – Equifax, Experian, and TransUnion. This gives you a comprehensive view of your credit reporting history, and also makes it easier for you to verify the accuracy of the information at each credit reporting agency.