Understand What You Get with a Free Credit Report 

Read the fine print before you order a free credit report 

Every consumer in the United States is entitled to three free credit reports per year, one from each of the major credit reporting bureaus, if they ask for them.

These free credit reports are useful to a degree. They're a great start down the road of understanding, maximizing and protecting your credit.

But once you have a better understanding of how credit works and what your own credit rating signifies, you'll see why you probably want a more complete credit report, with all the information you need, including your actual credit score.

So how do you get a complete credit report?

A free credit report is a great start. But how do you find the credit monitoring and protection services you really need? Where do you turn to get your complete credit report?

IDENTITY GUARD^® - the leader in credit management services - is committed to helping consumers understand and protect their credit ratings. Our EXTRA CAUTION^SM service monitors all three major credit reporting agencies - Equifax^®, Experian^®and TransUnion^SM - to keep you apprised of your credit score and alert you promptly to potentially suspicious changes to your credit file - minimizing the risk of real damages occuring. It's a 3-3-3 credit profile - 3 credit reports, 3 credit scores, 3-bureau monitoring.

Plus, withEXTRA CAUTION^SM, you get daily surveillance of the Internet's "financial black markets", "back alley" chat rooms and news groups. Patented scanning technology helps ensure that your important financial information is not being compromised or "swapped" in sites frequented by identity thieves.

IDENTITY GUARD also offers Credit Analyzer, an interactive, online tool that helps predict how certain actions - for example, applying for a mortgage - might affect your score.

Want even more help? IDENTITY GUARD also has Credit Education Specialists to answer questions regarding your credit report and credit score.