ID Theft Risk Factor:
You purchased a cell phone or changed providers
“An identity thief took personal information from my old cell phone and used it to establish credit. He charged thousands of dollars and got away “scott free.” I didn’t even know that I was a victim until my child’s college loan application was rejected. It took forever to straighten things out. What a nightmare!”
Very important: If you have ever lost a cell phone or turned in your old phone without being certain the flash memory was erased, you are at extremely high risk for identity theft. Just as you would never give up your PC without being certain the hard drive was erased, use the same caution before disposing of your cell phone.
If you are getting a new cell phone, changing cell carriers, have lost a cell phone or are getting ready to throw one away, here’s what you need to know to protect yourself:
Do This... |
Here's Why... |
Never return your cell phone to your provider until all data has been erased from your phone’s memory. If you can’t do that on your own, make sure the provider erases the memory in your presence before giving up your phone. |
Cell phones store data on a type of chip known as “flash memory.” Even information that you think is erased can be retrieved by hackers using commercially available software. |
Don’t let your guard down when downloading ring tones and other accessories for your new phone. Only download from reputable, well-known branded sites, and do not reveal any more personal information than was required to initially apply for your phone. |
Identity thieves are constantly surfing the Internet looking to steal or trade your personal and financial information as it is being exchanged with service providers. Don’t give them the opportunity. |
Make sure all family members are instructed on identity theft basics, and understand clearly what they need to do to protect their cell phones. |
The possible loss of cell phones, Internet access, even credit cards as a victim of identity theft should be excellent motivation for all family members to be cautious. Knowledge is power. |