ID Theft Risk Factor:
Your children visit Internet "social sites"
“It started with items being mailed to my home that had not been ordered. Then came the seemingly personal e-mails from strangers, and even cell phone calls asking for me by name. I became suspicious, so I checked my credit bureau report and discovered our family information was “phished” in an online scam from the social sites my children visit almost daily. How can I prevent this from happening again?”
Using the Internet on a daily basis has become “the norm” for most families. And, since children are endlessly exploring exciting new sites to keep up with their friends, their innocent activities might put your entire family at risk.
If your children are frequent users of the Internet, here‘s what you can do to protect your family:
Do This... |
Here's Why... |
Explain the risks of identity theft to even your youngest children |
It's never too early to explain the consequences of identity theft, especially if children understand how it could affect them directly: e.g., no cell phones, no Internet, etc. |
Review the basics of identity theft with your children as often as you would the other risks to their lives, including smoking, drugs and automobile safety. |
Identity theft changes the lives of its victims. Children need to understand how acting responsibly helps ensure the safety of your entire family. |
Praise your children's Internet savvy and ask that they spend time showing you their favorite sites. |
Knowing where your children are spending their Internet time gives you the opportunity to review the risks and ensure their safety. |
Instruct your children to NEVER give out your address or phone number, even to someone who seems trustworthy. |
Social Web sites are hangouts for pedophiles and identity thieves. Only a parent should be giving out personal information and only after you first validate the requestor's identity and legitimacy. |
Educate your children about family financial basics, including the importance of a "clean" credit bureau report. |
Even children can understand the consequences when a family's finances are threatened. Vacations, new clothing, entertainment, "cool" new gadgets may all be on hold when money is tight. Let them know they all play a role in prevention. |