An ongoing look at more than just your credit report with a combination of patented technologies to help you detect and stop identity theft before it may impact your credit report. Daily surveillance for unlawful use of your social security number and other sensitive data, reporting on your public record profile, and scanning for cell phone and other applications fraudulently submitted in your name.
Personal Information Surveillance
Protecting your most sensitive personal and financial information with in depth daily Internet surveillance to detect:
- Illegal trading of your financial assets, bank accounts and credit card numbers
- Illegal use or posting of your Social Security number
- Improper web site posting of information in your public record profile including: addresses, drivers licenses, children’s schools, owned property, civil judgements or other asset listings
- Daily scanning for applications fraudulently submitted in your name, including credit, retail, cell phones, mortgages and loans
Public Record Report and Monitoring
Close analysis of and ongoing monitoring of your public record profile can serve as an early warning of ID theft. Carefully and routinely review the changes to publicly available personal information which, if inaccurate or compromised by identity thieves, can cause you to be denied credit or employment.
Your Public Record Profile is a comprehensive summary of public information available about you compiled using thousands of data sources including utilities, insurance companies and government databases. It includes information connected to your identity such as your:
- Name and aliases
- Address history
- Personal property
- Licenses and registrations
- Criminal and civil court records
- Bankruptcy filings
Internet Surveillance
Surveillance of the Internet’s “financial black market” ensures that your registered credit card numbers are not being traded, exchanged or sold by identity thieves. Plus, daily scanning of the Internet’s “back alley” chat rooms and news groups helps prevent your important financial information from being compromised or “swapped” in sites frequented by identity thieves.
Internet Surveillance helps reduce your risk of credit card fraud by continuously searching the Internet with sophisticated web crawling technology for evidence that your registered credit card account information is being sold or traded online by identity thieves.
Credit card thieves frequently use chat rooms, news groups, FTP sites and other online forums to sell and buy stolen credit card numbers across the Internet. We provide the around-the-clock monitoring you need in order to detect potential fraud quickly — allowing you to take immediate action.
Register up to 10 major credit cards for daily monitoring. When you register a new card, we will automatically look at the past six months for activity. We'll then continuously monitor these and notify you if your card number is detected as compromised. The more cards you register and monitor, the more you'll be protected.
Unlimited Toll-free Customer Service
As with all IDENTITY GUARD® products, you get the security of unlimited toll-free personal customer service. Our specialists are on call via toll-free hotlines to help you validate any activities in your name, answer questions about their impact, and help if anything just doesn't seem right.
Identity Theft Insurance
For added peace of mind, you're protected with up to $20,000 identity theft insurance (after a $250 deductible) - at no additional cost to you - for certain expenses related to recovering from an identity theft event.
Insurance underwritten by Travelers Casualty and Surety Company for America and its property casualty affiliates, Hartford, CT 06183. Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on underwriting qualifications and state regulations. Coverage not available for residents of New York.