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The Benefits of Credit Monitoring Services

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Keep your personal and credit card information safe with a credit and identity theft monitoring service.

Many high-profile data breaches at Target and Yahoo, have taught consumers that no person or company is exempt when malicious thieves or a hacker attack. Despite this, it’s vital to be proactive about guarding your credit card and personal information in preparation of a breach potentially affecting you.

Credit monitoring services provide this extra layer of security and assistance before, and after theft occurs. If you want to get serious about boosting your personal security measures, consider these top three benefits offered by a solid credit monitoring service:

Credit monitoring

One of the biggest benefits of credit monitoring is that the service tracks your credit reports from each of the three major credit reporting agencies (Equifax, Experian and TransUnion). While this service cannot keep theft from happening, the Federal Trade Commission explained that it can promptly notify you if any company checks your credit history, or if any loan or credit card account is opened in your name.

This service can help keep you informed of certain activity on your credit files. Essentially, if anything changes in regards to your credit or personal information, credit monitoring will alert you so you can take action right away if you see something unexpected.

Identity theft protection

This is another major benefit you gain when you sign up for a credit monitoring service. Identity theft protection can alert you whenever your personal information is used certain ways that may indicate fraud. For example, the service may notify you if it sees your Social Security Number is being used in a payday loan application or if your driver’s license number pops up on an arrest record.

Identity recovery services

If the worst happens and your identity is stolen, you will want help from a company that offers comprehensive identity theft recovery services. Identity Guard offers complete support through this process, such as assisting you in notifying creditors and debt collectors about your predicament, advising you on filing a police report or helping you place a hold on your credit.

Essentially, if you are going through a difficult time, you want a credit monitoring and identity theft protection company at your side. You don’t and shouldn’t have to go through this challenging time alone.

Identity Guard offers a variety of products and services to help you protect your identity. From personalized and dark web monitoring to monthly credit reports accessible to you, find the right Identity Guard product that can fit your lifestyle. No matter where you are in life, we have a plan for you.