Can Credit Alert Services Help Prevent Identity Theft?

Although agencies like the IRS have become increasingly proficient at spotting and thwarting identity thieves, there is still no 100 percent, foolproof method of identity theft prevention. The best one can do to reduce their risk of becoming this growing crime's latest victim is to take up protective measures ahead of time, making it less likely for ID thieves to get their hands on your personal information.

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While you can't actively keep an eye on every account that opens in your name, a credit alert service can notify you when changes occur, paving the way for you to take more effective action. From there, you can take multiple steps to combat the fraud, such as ordering a credit report or placing a credit freeze, even filing an initial credit fraud alert with any of the three credit reporting bureaus - TransUnion, Experian and Equifax - to make it known that you believe you have become the victim of ID theft. Your credit monitoring service can even help you take these actions.

Of course, even if an identity thief does somehow manage to hijack credentials like your bank account information or Social Security Number, you're far from a lost cause. Subscribing to a credit alert service can go a long way in recovering from the damage done by hackers and identity thieves.

With this kind of information provided regularly by a credit alert service, you could save yourself time and money - not to mention countless stressful hours - spent agonizing over recouping any ID-theft related losses and undoing the damage done to your credit history.

A great way to protect your identity is to be proactive about your protection, and that’s where Identity Guard can help. With our variety of products, we specialize in helping people help protect themselves from identity theft. From a comprehensive credit monitoring program to a personal privacy protection plan, Identity Guard can help you find the right service to fit your needs and lifestyle.