Give your identity what it deserves —Trusted protection from Identity Guard®.

What You Get

 

Identity Guard Total Protection

Identity Guard Total Protection

Credit Karma

Credit Karma

Credit Sesame

Credit Sesame

Credit Scores*

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All 3 Scores

1 Bureau

1 Bureau

Knowing your credit scores in advance of making a big purchase can help you understand which loan rate you may qualify for. We will provide you an up-to-date view of your credit scores based on data from all three credit bureaus. You will receive regular credit score updates with your updated credit report so you can track your credit score over time to see how you’re doing.

Daily Credit Monitoring

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All 3 Scores

1 Bureau

1 Bureau

We monitor your credit files at the three major Credit Reporting Agencies every day and promptly alert you if there are certain changes‚ such as new credit applications‚ credit cards‚ mortgages‚ or loans in your name.

Credit Report Updates

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All 3 Bureaus

TransUnion Only

Additional Fee

We provide regular updates showing changes to your credit reports at the major consumer reporting bureaus. Staying up-to-date on your credit files can help you make more informed financial decisions and help protect yourself from identity theft.

Bureau Credit Analyzer

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Yes No No

Our Credit Analyzer simulation tool uses your credit information to let you explore how various financial decisions may impact your credit. You can experiment with making payments‚ transferring balances‚ opening or closing accounts‚ making credit inquiries and more.

Identity Theft Insurance**

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$1 Million

No No

Our $1 million identity insurance covers your losses due to identity theft to help you get your life back on track.

Social Security Number Monitoring

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Yes No No

We continuously scour thousands of databases for you‚ promptly alerting you when your SSN is detected. This gives you time to re-secure your data before an identity thief can do further harm.

Credit Card Offers

 

Never

Yes Yes
 

New Loan Offers

 

Never

Yes Yes
 

ID Verification Alerts

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Yes No No

ID Verification Alerts inform you of certain actions taking place within our network of monitored sites and accounts. Every time you‚ or someone posing as you‚ updates information to your current accounts — bank passwords or address changes‚ for example — or applies for a new credit card‚ cell phone or other credit‚ we send you an ID Verification Alert so you can confirm the activity is valid or take precautionary measures if you suspect identity theft.

Account Takeover Alerts

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Yes No No

We help protect your financial accounts from takeover by identity thieves with real-time alerts when you — or someone posing as you — tries to change your personal account information within our extensive network of banks and creditors.

Password Protection Software***

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Yes No No

It’s hard to remember all of those user names and passwords. ID Vault securely encrypts and stores your usernames‚ passwords and credit card information all in one secure place on your PC with 1-click access making it easy and secure.

Antivirus Software***

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Yes No No

When you choose either our Platinum or Total Protection® service‚ you’ll get anti-virus protection for your PC with Internet Security Suite by ZoneAlarm®. This all-inclusive PC protection package delivers trusted anti-virus‚ anti-spyware and firewall software at no additional cost for the life of your membership.

Keyboard Encryption Software***

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Yes No No

Our PrivacyProtect® innovative software encrypts every keystroke you make on your PC‚ making them unintelligible to keyloggers who are trying to steal your passwords and PINs.

Public Record Monitoring

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Yes No No

Public records are just that; your personal information easily accessible to the general public. To help you keep up with all of these public records‚ we will monitor and alert you to certain changes‚ such as names and aliases‚ address history‚ license and registrations‚ criminal and civil court records which may be early indicators of identity theft.

Lost Wallet Protection

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Yes No No

If your wallet (or purse) is lost or stolen‚ just call us and we will help cancel your credit card accounts‚ review your current credit report with you for potential fraud. If you need cash right away‚ we can send you up to $2‚000 in emergency cash from one of your accounts.

Address Change Monitoring

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Yes No No

Changing the physical address on someone’s account is still the most frequent action taken by fraudsters. We will alert you whenever a change in your address is detected within our system.

Comparison chart was compiled based on publicly available information as of January 21, 2014.

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