Data breaches and identity theft are occurring far more frequently nowadays. Companies running the gamut from retail chains to hospitals to major web presences have all reported instances of cyber theft, wherein thousands if not millions of their customers have had their personal and financial information stolen. This kind of massive theft opens up countless numbers of people to identity theft - a fact that they may not even be aware of until it's too late.
The good news is that you can do something about it. While this trend of identity fraud and data breaches will likely not die down anytime soon, there are services available that can help protect your identity and reduce your risks of becoming the newest victim.
There are plenty of identity protection packages to choose from, but they don't all offer the same amount of coverage. Below, take a look at some of the options offered by Identity Guard® and Credit Sesame®.
Credit Sesame supplies its users with free credit score updates, credit monitoring, and identity theft insurance. It's worth highlighting, though, that the credit information is only provided by one of the country's three primary credit reporting firms.
With Identity Guard Total Protection®, customers can receive the same services provided by Credit Sesame, albeit from all three credit reporting bureaus rather than just one. Identity Guard will also monitor for detection of your Social Security Number (SSN) and issue ID Verification Alerts, in the event that an opportunistic cyber-criminal tries to change certain personal records that you register with the service - such as a mailing address or bank account password, for example.
While Credit Sesame is able to offer credit scores and monitoring, the results are limited to only one credit reporting bureau, while Identity Guard Total Protection offers all three. Identity Guard also offers a host of other identity theft protection measures not found in Credit Sesame, making it a more comprehensive tool for identity theft protection.