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The Resource Center Identity Theft & Protection The Resource Center | article

10 Ways to Avoid Identity Theft This Holiday Season

Do your best to defend yourself against identity theft during the holiday shopping season

Defend yourself against identity theft this holiday season by following some simple safety tips.

The holidays are just around the corner, and it’s time to start thinking about what gifts to buy your loved ones. The holiday shopping season is a fun-filled time, but it does present risks, since there are so many transactions taking place and more opportunities for identity theft to occur. Here are some ways you can try to safeguard your information during the holidays:

  • Be wary of contests: Many online contests promising large prizes could be scams such as sources of computer viruses that will try to hijack your information.
  • Change your passwords: Have you had the same password for the last five years? It’s time to change it up. Create a password that is long and complicated, and doesn’t reference any of your personal information like your birthday. Stay away from using coherent phrases by breaking up words with exclamation points and other symbols, and of course, don’t use the typical “password” or “1111.” It’s also crucial that you use a different password for each account. If you need help with this, try using a password vault instead of trying to memorize them all yourself.
  • Check websites: Make sure that the websites you’re using are secure. To lessen your chances of becoming a victim of credit card theft, only enter your credit card information on sites with URLs beginning with “https.” The “s” in the address stands for “secure,” and lets you know that your connection to the site is less likely to be overseen by hackers. This is especially important whenever you are entering sensitive information, such as credit card or Social Security numbers.
  • Check your credit report: As the end of the year approaches, take a look at your credit report to check for inaccuracies as well as monitor your credit score. Every person can receive one free report from each of the three credit bureaus.
  • Cover up: Shield your credit card and PIN number from view when making transactions so that thieves can't steal your numbers by looking over your shoulder.
  • Don’t trust public WiFi: It’s tempting to do your online shopping at Starbucks, but you shouldn’t trust public WiFi networks to protect your identity.
  • Email with care: Don’t submit personal information via email, even if it’s for a reputable organization.
  • Only use one credit card: Shopping online is a very efficient way to get every item on your list checked off, but consider ways you can practice internet safety. For instance, designate one credit card for online shopping purposes, instead of using multiple ones across different sites.
  • Take it with you: Identity theft doesn’t only happen over the internet. The police also advise against leaving items in the car as you go shopping. If someone breaks into your vehicle, they could steal something that reveals your identity and puts your information at risk.
  • Update your software: Download the latest antivirus and security software on your computer, to make sure your system is up-to-date and prepared to detect attempted invasions.

Finally, consider signing up for a credit monitoring service so you can be alerted in the event of certain kinds of activity that may indicate fraud.

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