Being an educator is, without a doubt, one of the hardest jobs a person can have. Not only are they tasked with being experts on a given subject, but they have to be able to command a classroom without losing their attention and master teaching methods that are effective for many different kinds of learners. They instill their students with lessons that are meant to stick with them for the rest of their lives, equipping them with the tools that they need to be successful adults.
On May 7, thank the teachers in your life either by getting them a gift, sending them a message or simply voicing your gratitude. This is National Teachers Day, which is a holiday dedicated to letting those who work in one of the most difficult fields know that their efforts are appreciated. However, one lesson that you probably didn't learn about in elementary, middle or high school is the dangers of identity theft.
Not all lessons are learned in the classroom
While you might learn how to balance a checkbook in your sophomore-level math class, you likely weren't told how important it is to take precautionary steps against identity thieves. Yet, if someone steals a check or your checkbook, they could make purchases using one that could drain your bank account. Or, they could use the information on your check to do more damage and actually steal your identity.
It doesn't take much for a thief to ruin your credit score
They could use your account number and address to access more valuable information, like your Social Security number, and then use it to open up new accounts in your name. You may not even realize that this fraud has taken place until the thief has run up massive debts in your name and potentially ruined your credit.
Make your teachers proud and be smart about your financial activity — and responsible about holding onto your sensitive financial information. By taking steps such as investing in an identity monitoring program, you'll be well aware of certain activity taking place in your name and better equipped to track potential theft as a result.
And because school is one of the places your kids’ personal information can be vulnerable, don’t forget to help protect them, too. A child identity monitoring program will alert you if your kids’ Social Security number or other personal information is detected online connected to certain kinds of accounts, public records and more.