The internet is now the primary means of communication for many individuals the world over, trumping the postal service and even telephones for many Americans as a way to connect with and inform their friends, relatives and colleagues. However, just as using the world wide web has proliferated over the past couple of decades, so too have the dangers present to individuals who use the internet on a daily basis.
For individuals who don’t use the internet safely – whether knowingly or unwittingly – there are many hazards ranging from viruses that can ransack your hard drive for hackers, who may be monitoring your activity on unsecure websites in an attempt to commit identity theft.
However, web developers have come up with numerous ways to put a safeguard on websites that will help to prevent them from being compromised by these criminals and thieves. One of the earliest one was the Hypertext Transfer Protocol Secure (HTTP), which is a code that goes at the beginning of legitimate and hopefully safe websites to show that there is an encryption in place to make sure no outside viewers are monitoring your activity on the website.
In recent years, another standard for any website where personal identification information is potentially shared is the “padlock” symbol, which you can find before the “HTTP” tag in either the right or left corner of your browser bar. This was developed to provide even more security for individuals who choose to conduct banking and other sensitive business over the web.
When you deal with your finances online, you need to be proactive about your safety and keep tabs on your spending activity. If you think you may have had your personal information compromised, identity protection services can alert you to certain suspicious activity taking place in your name so you can work to alleviate any damage as soon as possible.