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The Resource Center Credit Fraud & Credit Monitoring | article

What You Know About Credit Can Make All the Difference

Whether you’ve just applied for your first credit card or you’ve been using credit cards for years, good credit habits will help keep you knowledgeable and your accounts safe. For instance, if you stay aware of the information contained in your credit report, you’ll have a better understanding of how changes in those details affect your credit score*. You’ll also be able to counteract incorrect information before it has time to do damage.

So, what’s the best way to stay up-to-date on your credit? Well, each year you can order a free copy of your most recent credit report and score. Or, you can use a credit monitoring service that will provide you with quarterly updates. In fact, when you let Identity Guard® monitor your credit for you, you’ll receive automatic alerts if certain changes are detected in your credit file. No matter which option you choose, you’ll have an opportunity to notice fraudulent activity, correct it and keep your accounts — and life — in good standing.

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*The scores you receive with Identity Guard® are provided for educational purposes to help you understand your credit. Lenders use many different credit scoring systems, and the scores you receive with Identity Guard are not the same scores used by lenders to evaluate your credit.

Credit scores are provided by CreditXpert based on data from the credit reporting bureaus.