Identity thieves are smart and sophisticated – you deserve equally sophisticated protection to warn you of identity theft or fraud.
A type of identity fraud in which someone takes your information (usually stolen) and combines it with fake information to create a whole new identity.
When most of us think of identity theft, we think of credit card fraud. A stolen credit card could negatively affect your credit score and leave you with fraudulent charges.
Your children are also vulnerable to identity theft. They make valuable targets because they have “blank-slate” credit histories and no child is too young for identity theft.
When someone takes over your account and makes changes, it’s called account takeover fraud. It’s a challenging issue taking an average of 16 hours to resolve.
This is when a fraudster opens a new account, credit or non-credit, in your name. It’s a notoriously hard to detect crime.
When someone uses your SSN to get your tax refund or a job it’s called tax fraud. If you’re a victim of this crime you could be denied your refund or be flagged by the IRS for not reporting all earned wages.
Identity Guard offers a variety of plan options for individual and family protection. For the most complete protection available, we recommend our Ultra plan.
* The score you receive with Identity Guard is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your TransUnion or Experian credit file. Lenders use many different credit scoring systems, and the score you receive with Identity Guard is not the same score used by lenders to evaluate your credit.
** Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.
Your card will be charged either a monthly or annual fee, depending on the membership plan you choose. You may cancel your membership anytime simply by contacting us. Refer to our terms of service for our billing policy.
No one can prevent all identity theft or monitor all transactions effectively.
AURA‚ IDENTITY GUARD‚ HOTSPOT SHIELD, FIGLEAF PRIVACY NOW AND ASSOCIATED DESIGNS ARE TRADEMARKS OR FEDERALLY REGISTERED TRADEMARKS OF INTERSECTIONS INC. DBA AURA OR PANGO INC. IBM WATSON IS A TRADEMARK OF INTERNATIONAL BUSINESS MACHINES CORPORATION, REGISTERED IN MANY JURISDICTIONS WORLDWIDE.