Identity Guard® Essentials — Service Details
Social Security Number Monitoring
- We continuously scour thousands of databases for you, promptly alerting you when your SSN is detected. This gives you time to re-secure your data before an identity thief can do further harm.
Online “Black Market” Monitoring
- We monitor the Internet 24/7 to see if your personal information — Social Security number, registered bank account numbers and credit card numbers — are detected on black market websites, secret chat rooms, and underground forums. If we find something, we send you a fast notification.
ID Verification Alerts
- ID Verification Alerts inform you of certain actions taking place within our network of monitored sites and accounts. Every time you, or someone posing as you, updates information to your current accounts — bank passwords or address changes, for example — or applies for a new credit card, cell phone or other credit, we send you an ID Verification Alert so you can confirm the activity is valid or take precautionary measures if you suspect identity theft.
Account Takeover Alerts
- We help protect your financial accounts from takeover by identity thieves with real-time alerts when you — or someone posing as you — tries to change your personal account information within our extensive network of banks and creditors.
Identity Theft Victim Assistance
- If you do become a victim of identity theft, as an Identity Guard member, you have access to highly trained experts who are 100% dedicated to making a stressful situation and recovery as easy as it can possibly be.
Lost Wallet Protection
- If your wallet (or purse) is lost or stolen, just call us and we will help cancel your credit card accounts, review your current credit report with you for potential fraud. If you need cash right away, we can send you up to $2,000 in emergency cash from one of your accounts.
ID Vault®PC Password Protection
- It’s hard to remember all of those user names and passwords. ID Vault securely encrypts and stores your usernames, passwords and credit card information all in one secure place on your PC with 1-click access making it easy and secure.
$1 Million Identity Theft Insurance**
- Our $1 million identity insurance covers your losses due to identity theft to help you get your life back on track.