Home Title Monitoring with Deed Fraud Alerts
Identity Guard monitors more than just your home title — we track your credit reports and sensitive personal information to warn you if identity thieves are trying to steal your identity, money, or even your home.
Home Title Theft Is Identity Theft — Identity Guard Keeps You Safe
Home title theft happens when criminals use your stolen or leaked information to forge a fake deed in your name, take out loans using your house as collateral, or even sell your home.
Identity Guard monitors your most sensitive information across public records, data breaches, and more.
Get notified quickly of changes to your home title or if leaked data is putting you at risk of identity theft.
Get help when you need it from our team of certified U.S.-based fraud resolution specialists.
Plans also include protection against phishing scams, bank account fraud, and hacked online accounts.
Sign Up for All-in-One Protection Against Identity Theft
Home Title Monitoring
$1 Million Identity Theft Insurance
U.S. based Customer Care Team
White Glove Fraud Resolution
Data Breach Notifications
Credit & Debit Card Monitoring
Dark Web Monitoring
401k & Investment Account Monitoring
High Risk Transaction Monitoring
Criminal & Sex Offense Monitoring
Bank Account Monitoring
USPS Address Change Monitoring
Social Media Monitoring
3-Bureau Credit Monitoring
Experian Credit Lock
3-Bureau Annual Credit Report
Monthly Credit Score
Safe Browsing Tool
Password Manager
Over 38 Million People Trust Identity Guard
Why Homeowners Choose Identity Guard
Identity Guard Ultra | Home Title Lock | LifeLock Home Title Protect | |
|---|---|---|---|
Best Price (Annual) | $179.88/year | $199/year | $99/year |
Properties Covered | Multiple | 1 per plan | Multiple |
24/7 U.S.-Based Support |  |  No mention of 24/7 support. | |
Identity Monitoring | 24/7 Dark Web monitoring and data breach alerts. |  | |
Three-bureau Credit Monitoring | Near real-time alerts for changes at all major bureaus. | | |
Fraud Alerts | Monitors linked bank, credit card, investment accounts, and more. | | |
Online Safety Features | Safe Browsing and a secure password manager. | | |
Identity Theft Insurance | Up to $1 million. | Only covers home title restoration. | |
Get Protection Today — Sign Up for Identity Guard
Try Identity Guard risk-free with our 60-day money back guarantee on all annual plans and get protection against real estate fraud, identity theft, and more.
Home title monitoring for multiple properties (primary, vacation homes, and rental properties)
24/7 U.S.-based support, plus White Glove Fraud Resolution specialists
Near real-time alerts to changes on your home title
Up to $1 million in identity theft insurance coverage
Premium identity theft protection with Dark Web monitoring
Protection against phishing scams and online account hacking
Three-bureau credit monitoring (Experian, Equifax, and TransUnion)
Fraud alerts on your linked bank, credit card, and investment accounts
FAQ: Is Home Title Monitoring Really Necessary?
What is home title fraud? Is it a real concern?
Yes, home title fraud is a real concern — although it may not be as big of a deal as other home title monitoring services make it out to be.
Many companies quote a 2008 FBI alert warning citizens of the rise in “house stealing” scams, but the reality is that home title theft is a relatively rare crime, when compared to other types of identity theft. Yet, this doesn’t mean that home title theft can’t have real consequences.
Here’s what scammers can do if they have enough information to “steal” your home title:
- Take out loans against your property. With a forged deed in hand, scammers can apply for home equity lines of credit (HELOC) or take out other high-risk loans in your name.
- Refinance or use a reverse mortgage to steal your home equity. Fraudsters may even try to steal the equity in your home by refinancing or taking out another mortgage against it.
- Rent out or even sell your home. In the case of holiday or second homes, scammers may try to illegally rent it out or even sell it, and pocket the proceeds.
- Target you with other types of identity theft. If fraudsters have enough of your personal information to impersonate you and get a deed in their name, they can — and most likely will — target you with other forms of identity theft and fraud.
Without home title monitoring and identity theft protection, you may only discover you’ve been a victim when you receive notices that there are liens against your home or that it’s even up for foreclosure.
Who is at risk of home title fraud?
All property owners are at risk of home title theft — however, scammers are more likely to go after second homes or rental properties that aren’t as closely monitored as primary residences.
The latest data from the Federal Trade Commission (FTC) found that reports of real estate-related fraud from identity theft were up 12% in 2024 compared to 2023, with nearly 8,500 victims.
Is home title monitoring the same as title insurance?
No. A home title insurance policy is typically a requirement when purchasing a home, as it protects you (and your mortgage lender) against any past issues that could challenge your legal ownership of your home. For example, if there are undiscovered liens on your home or lawsuits that involve your property.
Home title monitoring is a tool that monitors your home title with your county recorder or other offices and warns you of changes that could signify that someone is trying to illegally modify or “steal” your home title. For example, if identity thieves have used your stolen information to impersonate you and change your deed to their or an accomplice’s name.
The bottom line: Home title insurance protects against fraud that happened in the past, while home title monitoring provides peace of mind against fraud that could happen in the future. Property title insurance is also a one-time cost while home title monitoring is an ongoing subscription-based service.
How do home title monitoring solutions prevent scammers from stealing your home title?
Despite some services calling themselves home title “locks”, home title protection services can’t actually prevent fraudsters from stealing your home title.
Instead, they monitor property records with local record-keeping offices, such as your county clerk’s office or land records office to alert you of changes that could be warning signs of home title fraud and identity theft.
That’s why it’s so important to have an all-in-one protection service, such as Identity Guard, that monitors your home title, credit files with all of the main credit bureaus, sensitive information, and more.
Do home title monitoring services protect you against identity theft?
Not fully. Home title theft is just one of many types of identity theft you could become the victim of if scammers have stolen your sensitive personal information. For more safety, you need an all-in-one identity theft protection solution.
Can you monitor your home title on your own?
Yes. Anyone can check their home title records with their local offices. Some states and counties — including Florida, Texas, and Washington state — even provide free notification services for changes to your home title. However, these tools may be less reliable than a dedicated identity theft protection service as they only monitor your name, not a specific address or property.