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Portrait of Jory MacKay, a contributor on the Identity Guard blog

Jory MacKay

Contributing Writer and Editor

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Jory MacKay is a writer, strategist, and award-winning editor. He's passionate about protecting people against identity theft.

Articles by 

Jory MacKay

An older woman holding her credit card while staring at a laptop screen
Identity Theft

What To Do If Your Elderly Parent Is Being Scammed

Keeping your elderly family members safe from scammers can be stressful — but if the worst happens, there are steps you can take to minimize the damage.

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February 27, 2025

Asian woman holding credit card using smartphone have a problem with shopping and paying online on website sitting on sofa in living room at home.
Identity Theft

What Is Credit Protection (Do You Really Need to Pay For It?)

Credit protection services range from tools for monitoring your credit score to debt relief in the event that you lose your job or get injured.

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January 15, 2025

A scale labeled "score" with a range of results from poor to excellent and the needle pointing to excellent.
Identity Theft

The Best Credit Karma Alternative Right Now

While Credit Karma can be a great way to access your credit scores and special offers, its “free” services come at a cost you might not be willing to pay.

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January 9, 2025

A young couple sitting on a couch — the woman is on her laptop and the man is holding a credit card
Identity Theft

What Is Credit Monitoring (And Do You Need To Pay For It?)

Credit monitoring alerts you to changes on your credit reports that could hurt your credit score or indicate fraud — but not everyone needs to pay for it.

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October 17, 2024

A man with a blacked out face typing on a laptop
Identity Theft

How Does Identity Theft Happen? 10 Risks (and How To Avoid Them)

Identity thieves target anyone, young and old. But when you understand their tactics, you can help protect yourself and your loved ones from becoming victims.

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August 28, 2024

A man holding his phone in front of his laptop with a warning symbol superimposed over it.
Identity Theft

Clicked on a Phishing Link? How To Make Sure You're Safe

Do you know what to do if you click on a phishing link? It’s time to find out so you can protect your data, finances, and identity.

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June 13, 2024

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* The score you receive with Identity Guard is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your Equifax credit file. Lenders use many different credit scoring systems, and the score you receive with Identity Guard is not the same score used by lenders to evaluate your credit.

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** The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

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*** Child members on the family plan will only have access to online account monitoring and social security number monitoring features. All adult members get all the listed benefits.

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**** White glove fraud remediation is only available to Ultra plan members.

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¹ ath Power Consulting, February 2018

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² 60-day money back guarantee is only available for our annual plans purchased through our websites or via our Customer Support team. You may cancel your membership online and request a refund within 60 days of your initial purchase date of an eligible Identity Guard membership purchase by calling us at 1-855-443-7748.

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Your card will be charged either a monthly or annual fee, depending on the membership plan you choose. You may cancel your membership anytime simply by contacting us. Refer to our terms of service for our billing policy.

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No one can prevent all identity theft or monitor all transactions effectively.

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IDENTITY GUARD AND ASSOCIATED DESIGNS ARE TRADEMARKS OR FEDERALLY REGISTERED TRADEMARKS OF AURA SUB, LLC, REGISTERED IN MANY JURISDICTIONS WORLDWIDE.